{"id":497,"date":"2018-12-29T12:01:34","date_gmt":"2018-12-29T12:01:34","guid":{"rendered":"https:\/\/www.idealflatmate.co.uk\/landlord-HQ\/?p=497"},"modified":"2019-05-20T10:11:32","modified_gmt":"2019-05-20T10:11:32","slug":"januarys-qa-with-vanessa-warwick-askthelandlord","status":"publish","type":"post","link":"\/landlord-HQ\/januarys-qa-with-vanessa-warwick-askthelandlord\/","title":{"rendered":"December Q&amp;A with Vanessa Warwick #AskTheLandlord"},"content":{"rendered":"<p>In our third edition of the\u00a0<a href=\"https:\/\/www.idealflatmate.co.uk\/askthelandlord\/\" target=\"_blank\" rel=\"noopener\">#AskTheLandlord<\/a>\u00a0campaign, we speak to the property industry celebrity Vanessa Warwick, who kindly answered the questions sent into ideal flatmate by our users this month.<\/p>\n<p>Vanessa Warwick is a long-running landlord, property investor and founder of <a href=\"https:\/\/www.propertytribes.com\/\" target=\"_blank\" rel=\"noopener\">Property Tribes<\/a>. We discussed due diligence and managing difficult tenants.<\/p>\n<p><img loading=\"lazy\" class=\"aligncenter size-full wp-image-498\" src=\"https:\/\/blog.idealflatmate.co.uk\/landlord-hq\/wp-content\/uploads\/sites\/3\/2018\/12\/Screenshot-2018-12-29-at-11.46.55-AM.png\" alt=\"\" width=\"1598\" height=\"782\" srcset=\"\/landlord-HQ\/wp-content\/uploads\/sites\/3\/2018\/12\/Screenshot-2018-12-29-at-11.46.55-AM.png 1598w, \/landlord-HQ\/wp-content\/uploads\/sites\/3\/2018\/12\/Screenshot-2018-12-29-at-11.46.55-AM-300x147.png 300w, \/landlord-HQ\/wp-content\/uploads\/sites\/3\/2018\/12\/Screenshot-2018-12-29-at-11.46.55-AM-768x376.png 768w, \/landlord-HQ\/wp-content\/uploads\/sites\/3\/2018\/12\/Screenshot-2018-12-29-at-11.46.55-AM-1024x501.png 1024w\" sizes=\"(max-width: 767px) 89vw, (max-width: 1000px) 54vw, (max-width: 1071px) 543px, 580px\" \/><\/p>\n<table>\n<tbody>\n<tr>\n<td>\n<h1><strong>Do you take housing benefit tenants? Why do lots of landlords refuse them?<\/strong><\/h1>\n<p><span style=\"font-weight: 400\">I personally tend to let to families and young professional couples. \u00a0However, I have had tenants lose their job and go onto housing benefit, and I have continued the tenancy on the basis that they will get back into work, and they always have.<\/span><\/p>\n<p><span style=\"font-weight: 400\">A lot of landlords refuse tenants in receipt of benefits for a number of reasons.<\/span><\/p>\n<ul>\n<li><span style=\"font-weight: 400\">It may be a breach of their mortgage to let to tenants in receipt of benefits.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">It may be a breach of their insurance to let to tenants in receipt of benefits.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The landlord may regard the tenant profile a higher risk one and not wish to be exposed to that risk.<\/span><\/li>\n<\/ul>\n<ul>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">The landlord may be concerned about non-payment of rent, and finding it hard to get the direct payment to them in the event of the tenant going into arrears.<\/span><\/li>\n<li style=\"font-weight: 400\"><span style=\"font-weight: 400\">There are extremely high arrears rates for tenants in receipt of Universal Credit, and many landlords do not wish to be exposed to this additional risk.<\/span><\/li>\n<\/ul>\n<h1><strong>Have you ever had people taking drugs in one of your properties and how do you react?<\/strong><\/h1>\n<p><span style=\"font-weight: 400\">I actually had a problem with a tenant NOT taking drugs! \u00a0Unknown to me, and not evidenced via referencing or meeting him, the tenant had mental health problems and was taking medication. \u00a0One Christmas, he stopped taking medication and became very depressed, and disappeared from the property leaving all his personal belongings, his phone, his car keys. \u00a0He did not pay the rent. When I found out he had gone missing (he also failed to turn up for work), I contacted the police and they were very helpful and reported back to me that he had done this before and had a history of mental health issues.<\/span><\/p>\n<p><span style=\"font-weight: 400\">The sad outcome was that he was found in a distressed state in London six weeks later, and was sectioned.<\/span><\/p>\n<p><span style=\"font-weight: 400\">When he finally returned, we discussed his tenancy, and it was agreed that he should return to his parents house as he could not maintain the tenancy. \u00a0My husband helped him pack up all is possessions and drove him there.<\/span><\/p>\n<p><span style=\"font-weight: 400\">It was a very sad story all round.<\/span><\/p>\n<h1><strong>What&#8217;s the most frustrating thing for you about being a landlord?<\/strong><\/h1>\n<p><span style=\"font-weight: 400\">I would say lack of communication by both tenants and lettings agents. \u00a0I can only understand and assist with a situation if I am communicated with. \u00a0I am a reasonable person, and if, for instance, a tenant gets into difficulty with paying their rent, provided they communicate with me, I will work with them to help them stay in the property and get themselves back on track.<\/span><\/p>\n<p><span style=\"font-weight: 400\">If someone shuts down all communication, then it forces me to act in a manner that I would prefer not to act in, as I am left in the dark and therefore have to consider more formal ways of resolving a problem.<\/span><\/p>\n<h1><strong>How involved in repairs are most landlords when there are issues with one of your properties and people have complained?<\/strong><\/h1>\n<p><span style=\"font-weight: 400\">Landlords have a legal obligation to deal with repairs in a timely manner. \u00a0My properties are all fully managed by lettings agents and I expect them to deal with repairs and maintenance promptly. \u00a0I expect them to respond to the tenant within 24 hours, and, if an emergency, such as no hot water, get a tradesman out asap. If a less urgent repair, I expect them to get it booked in within a few days.<\/span><\/p>\n<p><span style=\"font-weight: 400\">All landlords have to authorise repairs when using an agent, and I endeavour to respond via return to authorise the repair.<\/span><\/p>\n<p><span style=\"font-weight: 400\">I personally have not had any complaints, as I have always acted in a timely manner or ensured that the agent has.<\/span><\/p>\n<h1><strong>What do you think tenants should be more aware of when it comes to renting from a private landlord?<\/strong><\/h1>\n<p><span style=\"font-weight: 400\">I would like all tenants to undertake due diligence on prospective landlords, so that they can avoid renting from a rogue or criminal landlord.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Put the landlord&#8217;s name into google and see what comes up. \u00a0Do they have any criminal convictions? How do they comment on property groups and forums? \u00a0Do they talk about evicting tenants for asking for a repair, or refer to them in an inappropriate manner?<\/span><\/p>\n<p><span style=\"font-weight: 400\">You can also ask to speak to another of their tenants, ask what professional bodies they are a member of, ask if the property is available long term, ask how long they have been a landlord \u2026<\/span><\/p>\n<p><span style=\"font-weight: 400\">No ethical landlord would mind this. \u00a0If the landlord does take exception, then that would be a red flag to avoid renting from them!<\/span><\/p>\n<h1><strong>Do you have advice for anyone that is thinking of becoming a landlord?<\/strong><\/h1>\n<p><span style=\"font-weight: 400\">Yes, become and expert at research and due diligence! \u00a0That is why my husband and I founded <\/span><a href=\"http:\/\/propertytribes.com\/\" target=\"_blank\" rel=\"noopener\"><span style=\"font-weight: 400\">propertytribes.com<\/span><\/a><span style=\"font-weight: 400\">. \u00a0Due diligence significantly reduces risk and using forums like Property Tribes means that you can use others\u2019 hindsight as your foresight, and therefore avoid the many pitfalls.<\/span><\/p>\n<p><span style=\"font-weight: 400\">I would also recommend that you must treat being a landlord as a business. \u00a0You are becoming a service provider and are legally obliged to provide a safe and compliant home for your tenants. \u00a0There are over 160 Government statutes and regulations that you must comply with. If you are not sure of these, then you should, at least initially, work with a reputable lettings agent who is a member of a professional body such as ARLA, RICS, or NALS.<\/span><\/p>\n<p><span style=\"font-weight: 400\">Finally, I would say that investing in a property and letting it out is not a case of watching the money roll in every month. \u00a0It is the beginning of a commercial relationship with your property, your tenant, and other suppliers and businesses and these need nurturing and taking care of. \u00a0If you do not have the time and inclination to do this, then perhaps being a landlord is not for you?<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<!-- AddThis Advanced Settings generic via filter on the_content --><!-- AddThis Share Buttons generic via filter on the_content -->","protected":false},"excerpt":{"rendered":"<p>In our third edition of the\u00a0#AskTheLandlord\u00a0campaign, we speak to the property industry celebrity Vanessa Warwick, who kindly answered the questions sent into ideal flatmate by our users this month. Vanessa Warwick is a long-running landlord, property investor and founder of Property Tribes. We discussed due diligence and managing difficult tenants. Do you take housing benefit &hellip; <\/p>\n<p class=\"link-more\"><a href=\"\/landlord-HQ\/januarys-qa-with-vanessa-warwick-askthelandlord\/\" class=\"more-link\">Continue reading<span class=\"screen-reader-text\"> &#8220;December Q&amp;A with Vanessa Warwick #AskTheLandlord&#8221;<\/span><\/a><\/p>\n<p><!-- AddThis Advanced Settings generic via filter on get_the_excerpt --><!-- AddThis Share Buttons generic via filter on get_the_excerpt --><\/p>\n","protected":false},"author":1,"featured_media":498,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[20],"tags":[],"_links":{"self":[{"href":"\/landlord-HQ\/wp-json\/wp\/v2\/posts\/497"}],"collection":[{"href":"\/landlord-HQ\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"\/landlord-HQ\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"\/landlord-HQ\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"\/landlord-HQ\/wp-json\/wp\/v2\/comments?post=497"}],"version-history":[{"count":14,"href":"\/landlord-HQ\/wp-json\/wp\/v2\/posts\/497\/revisions"}],"predecessor-version":[{"id":542,"href":"\/landlord-HQ\/wp-json\/wp\/v2\/posts\/497\/revisions\/542"}],"wp:featuredmedia":[{"embeddable":true,"href":"\/landlord-HQ\/wp-json\/wp\/v2\/media\/498"}],"wp:attachment":[{"href":"\/landlord-HQ\/wp-json\/wp\/v2\/media?parent=497"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"\/landlord-HQ\/wp-json\/wp\/v2\/categories?post=497"},{"taxonomy":"post_tag","embeddable":true,"href":"\/landlord-HQ\/wp-json\/wp\/v2\/tags?post=497"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}